Calgary Property Tax Breakdown

Calgary property tax is calculated using two moving parts: your assessed value and the tax rates set for your property class. Your bill includes a portion that supports City of Calgary services, plus a portion the City collects for the Government of Alberta (education property tax).

This page explains what drives your bill, what each line item means, and what to watch for so you can budget accurately—especially if you own multiple properties, hold commercial space, or are buying an investment property.

Ready to take the next step? (587)-719-5523 / Get in touch or visit MohitDhillon.com with us today to discuss your commercial real estate goals or schedule a personalized property tour.

Property Tax Snapshot

What your Calgary tax bill is actually made of

Key Highlights

  • Assessed value sets your share of the tax base

  • Total bill = City portion + Provincial/education portion

  • Tax rates are set annually by assessment class

  • Bills are mailed in May and typically due late June

  • TIPP spreads payments into monthly withdrawals

Formula

Your total tax amount is calculated by multiplying your assessment by the City tax rate, then adding your assessment multiplied by the provincial/education tax rate. This is why two homes can pay different tax amounts even if the rate is the same—because the assessed values differ, and your value determines your share of the total tax requirement.

Assessment

Assessment is the value used for taxation purposes, and Calgary’s annual assessment is based on the market value as of July 1 of the previous year. Assessment notices are mailed in early January, which is your window to review the value and confirm it reflects your property correctly before it flows into your tax bill.

Tax Rates

Calgary establishes tax rates annually and rates differ by assessment class (for example, residential vs non-residential). The City rate is driven by Council’s approved budget (after accounting for other revenues), while the provincial/education rate is set by the Province and collected by the City on Alberta’s behalf.


Timeline

Your property tax bill covers January 1 to December 31 and is typically mailed in May, with a due date around the last business day of June. If you need an estimate before the bill arrives, Calgary provides a property tax calculator that can break down your estimated City and Province portions.

Extra Bills

Some properties have additional items beyond the standard tax lines. This can include a Local Improvement Levy (for specific infrastructure projects tied to a location), a Community Revitalization Levy line (for certain areas), or a supplementary tax bill when a new building or major addition is completed during the year and taxed for the months it is completed/occupied.

Payment Options

You can pay monthly using TIPP (automatic withdrawals on the 1st of each month) or pay the full amount before the due date through common payment channels such as online banking. If you own a condo, note that titled components like parking stalls or storage units may be billed separately under separate roll numbers, and each needs to be paid individually.

Schedule a Consultation - Mohit Dhillon

Tax Bill Clarity

How to forecast your bill and avoid the common surprises

Most confusion comes from mixing up assessment change with tax change. A higher assessment doesn’t automatically mean a proportionally higher bill—your bill depends on how your assessed value changed relative to the broader property class and how the final tax rates were set that year.

For investors and business owners, the “real” tax planning happens when you read the bill like an operating expense line: confirm the assessment class, confirm you’re paying the right roll number(s), and watch for extra levies or supplementary bills that can appear outside the main June due date cycle. If you’re buying, it’s also smart to treat property tax as a due diligence item—verify the current bill, confirm whether there are any special levies, and understand how future development or improvements could trigger supplementary taxation.

Tell Us What You Need

MOHIT DHILLON

Mohit Dhillon — Calgary Commercial Real Estate Advisor

Mohit Dhillon

I work with buyers and investors across Calgary on commercial and investment real estate purchases with a practical, numbers-first approach. That includes helping you interpret ongoing ownership costs like property taxes and ensuring they’re treated correctly in underwriting—so your cap rate, cash flow, and operating budget are built on real inputs, not guesses.

When you’re evaluating a property, I can help you sanity-check tax exposure alongside lease terms, operating costs, and location fundamentals, and coordinate the right next steps with your accountant or lawyer where formal tax advice is required.

FAQs

What is Calgary property tax based on?
It’s based on your assessed value and the tax rates set for your assessment class, including a City portion and a provincial/education portion.

When do Calgary assessment notices and tax bills come out?
Assessment notices are mailed in early January. Property tax bills are typically mailed in May.

When is Calgary property tax due?
The due date is typically the last business day of June (for example, June 30 in 2025).

What is TIPP and how does it work?
TIPP is the Tax Instalment Payment Plan that spreads your annual tax into automatic monthly withdrawals.

Why did my property tax go up even if my assessed value didn’t change much?
Tax changes can come from the annual tax rates, City budget requirements, provincial requisitions, and how your value changed relative to other properties in your class.

What is a supplementary tax bill?
It’s an additional bill issued when a new building or addition is completed during the year, reflecting taxes for the months it was completed or occupied.

Can condos have more than one property tax roll number?
Yes. Parking stalls and storage units may be assessed and taxed separately and require separate payments.

What happens if I miss the due date?
Late penalties can apply if full payment isn’t received by the due date and you’re not enrolled in TIPP.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.